The Wells Fargo Active Cash Card is an excellent credit card offered to customers who want to make the most of their purchases and earn cash rewards. 

As a result, it’s more rewarding and ensures better benefits. Offered by Wells Fargo, this card provides security for all purchases, giving customers even more peace of mind when using it. 


Follow our article to learn more details about the card and how to apply for yours.



Why Choose the Wells Fargo Active Cash Credit Card?

There are several reasons why customers choose the Wells Fargo Active Cash. This is because this card has many benefits for its customers. 

Here’s a list of the key ones:


The Wells Fargo Active Cash Card offers a 2% cashback rate on all purchases, with no rotating bonus categories or spending limits. This means you get 2% back on everything from groceries to gas and travel.

This cashback rate is highly competitive, as it’s higher than most cards that offer cashback on all purchases.

For example, the Capital One Quicksilver Cash Rewards Card offers a 1.5% cashback rate, and the Chase Freedom Unlimited offers a 1.5% cashback rate on qualified purchases and 5% on selected purchases in rotating categories.

Cash Rewards

The Wells Fargo Active Cash Card doesn’t offer points or miles as rewards but provides cash rewards instead. 

This can be an advantage for some people because cash can be used for anything, from purchases to investments.

Furthermore, the card has no annual fees, meaning you can earn rewards without having to pay anything to have the card.


The Wells Fargo Active Cash Card offers some protection benefits that are great for ensuring a better day-to-day life. Here’s what they are:

  • Cell phone protection: Up to $600 in coverage against damage or theft of your cell phone, subject to a $25 deductible.
  • Rental car insurance: Coverage for collision damage on rented cars.
  • Travel and emergency assistance: Access to travel assistance services, such as emergency card replacement and emergency cash disbursement.

These protections can be useful in case of emergencies or unforeseen events.

Useful Services

The Wells Fargo Active Cash Card also offers some useful services that will make you want to choose this credit card. The services offered include:

  • $200 welcome bonus: Earn $200 after spending $2,000 in the first 3 months of account opening.
  • 0% introductory APR for 15 months: Get 0% APR on purchases and balance transfers made within the first 120 days.
  • Access to Visa Signature® Benefits: Access services like Visa Concierge, which assists with travel reservations, ticket purchases, and more, as well as the Visa Signature® Luxury Hotel Collection with exclusive offers at luxury hotels.

These services can be helpful in making your life easier or saving money.


Learn More About Wells Fargo

Wells Fargo is a multinational American bank headquartered in San Francisco, California. It is the fourth-largest bank in the United States by assets, with over $2.7 trillion.

The company was founded in 1852 by Henry Wells and William G. Fargo, two former employees of American Express. 

The company started as a transport and express delivery company but soon expanded into the banking sector.

In the 1860s, Wells Fargo opened branches throughout the western United States, helping finance the expansion of the American frontier. In the 1870s, the company began offering retail banking services, including checking and savings accounts.

The bank continued to grow and expand in the 20th century. In the 1960s, the company began offering investment and insurance services. In the 1980s, Wells Fargo expanded its operations overseas.

Today, Wells Fargo offers a wide range of financial products and services, including checking and savings accounts, loans, credit cards, investments, and insurance. 

The company has more than 70 million customers worldwide.

Wells Fargo is a leading company in the financial sector. The company is known for its strong presence in the western United States and its wide range of financial products and services.


How to Apply for My Wells Fargo Active Cash Credit Card?

Now that you are familiar with the Wells Fargo Active Cash Card, here’s how to apply for the credit card:

  • Visit the main Wells Fargo Active Cash Card dedicated website.
  • Read the information about the card and choose the “Apply Now” button.
  • If you are already a Wells Fargo customer, log in with your username and password. If not, you will need to create an account.
  • Fill out the form with your personal information, including your contact details.
  • Continue by providing your documentation.
  • Also, fill in the information about your income and your job.
  • Finally, agree to all the terms and submit the form to Wells Fargo.


Now, wait for the credit review, and you’ll receive approval and the card at your home. Simple and practical, the Wells Fargo Active Cash Card will meet your needs.

Liked getting to know this excellent credit card? Enjoy the benefits offered and apply now.


And how about browsing our page and checking out other cards for you?

Useful information

This content was produced in January 2024. In case of updates or changes to services and conditions, please contact the responsible bank.

Contact methods:

Account Management – 1-800-642-4720

International Collect Calls – 1-925-825-7600

Application Status for Wells Fargo Visa Credit Cards – 1-800-967-9521