If your goal is to have a credit card that rewards you when making purchases, the Discover it Cash Back is the right card for you. Designed for those who want cashback, it is one of the most popular choices from the bank.

That’s why we have brought you more information about the Discover it Cash Back credit card in this article and how you can get yours in a very simple way.


Follow the reading to learn everything about the card.



Card Benefits

The Discover it Cash Back is one of the bank’s most requested cards, mainly because of all the benefits it has to offer its customers. 

As a result, it’s easier to use and offers even more features for you. Now, here is a list of the main benefits of the card:

Rewards and Cash Back

The Discover it Cash Back Credit Card stands out for offering a very generous cashback rewards program, giving users the opportunity to accumulate significant benefits.

The main advantage of this card lies in the possibility of earning 5% cashback on purchases made in rotating categories, which encompass a variety of sectors, such as supermarkets, restaurants, gas stations, and more.

It’s important to note that you need to activate the category before using it, and there is a maximum spending limit ($1,500 per quarter) to enjoy cashback in this mode.

In addition to the advantageous rotating categories, the Discover it Cash Back Credit Card automatically provides 1% cashback on all other purchases made with the card.

This unique feature means that you can get cashback on all your expenses, from everyday essentials to those that provide personal pleasure.

In this way, the card not only offers substantial benefits in specific categories but also ensures a constant reward in all your transactions, making it an attractive choice to optimize your financial gains.


The Discover it Cash Back Credit Card provides an extensive range of security features to safeguard your transactions and purchases.

This card stands out for including 24/7 fraud protection, ensuring that you are permanently protected against fraudulent transactions made with your card.

In addition to this robust anti-fraud system, the card also offers comprehensive insurance against theft and vehicle damage.

This additional feature is especially valuable, providing an extra layer of protection for your car in situations such as theft or damage.

Thus, the Discover it Cash Back Credit Card not only offers attractive rewards but also prioritizes user security, ensuring a smooth and reliable user experience.

No Annual Fee

The Discover it Cash Back Credit Card stands out by offering the advantage of having no annual fee, meaning you don’t have to pay any annual amount to keep the card active.

This feature represents significant long-term savings, especially for those who use the card frequently.

By eliminating the concern of annual fees, the card not only becomes more accessible but also provides users with the freedom to enjoy cashback benefits and security features without additional charges.

This no-annual-fee policy reinforces the commitment of the Discover it Cash Back Credit Card to offer a transparent and economical financial experience for its cardholders, making it an attractive option for those looking to optimize their finances.

Customer Service

Discover stands out for offering 24/7 customer service known for its friendliness and efficiency.

If you encounter any issues with your card, you can rely on Discover to help you resolve the matter quickly and easily.

The constant availability of support reinforces the company’s commitment to ensuring customer satisfaction and peace of mind, providing assistance whenever needed.


What is Cash Back Match?

Cash Back Match is a rewards program offered by Discover that allows cardholders to double their cashback rewards for the first year.

This means that if you earn 5% cashback on purchases made in rotating categories, Discover will match those rewards and give you a total of 10% cashback.

To qualify for Cash Back Match, you must spend at least $3,000 on eligible purchases within the first six months after opening your account.

Cash Back Match is applied automatically to your first-year cashback rewards, and you can track your progress on the Discover mobile app or the Discover website.

Cash Back Match is a great way to increase your cashback rewards and save money. 

If you’re looking for a credit card that offers generous rewards, the Discover it Cash Back Credit Card with Cash Back Match is an excellent choice.


How to apply for Discover it Cash Back?

Now that you are familiar with the details of the Discover it Cash Back Credit Card, we will provide a step-by-step guide to make the card application process easier and maximize your user experience: 

  • Access the main Discover it Cash Back Credit Card website.
  • Select the “Apply Now” option.
  • Fill out the online form with your personal information, including documents, income information, and employment details.
  • Agree to all terms and conditions.
  • Submit the form to the bank.
  • Wait for approval and the card to be sent to your address.
  • There you go! Now you have your credit card at home and are ready to use it for your purchases.


With the Discover it Cash Back Credit Card, you get credit quickly and guaranteed, ensuring that you will make the most of your limits.

Don’t waste any time; access the website now and make your request. 



Also, check out other recommended credit card options on our page.

Useful information

This content was produced in January 2024. In case of updates or changes to services and conditions, please contact the responsible bank.

Contact methods:

Call Discover at  1-800-347-2683 (English/Español)