Blue Cash Everyday Card from American Express: Discover all about it and how to request one
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The credit card market is vast and always brings diversity regarding the functions the card performs. One of the most sought-after types of cards is cashback-focused cards.
Among them, the Blue Cash Everyday card from American Express stands out for bringing various advantages to its customers, from the moment of requesting to the moment of use.
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Follow our article to learn more about Blue Cash Everyday and discover how to get yours.
Why use a Blue Cash Everyday Card?
The Blue Cash Everyday card from American Express can be advantageous for several reasons, especially if you frequently spend in specific categories.
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With a primary focus on cashback, this card offers customers advantages when making purchases and a generous return.
Additionally, you can enjoy many benefits that the company offers. Check out the main ones below.
Cashback
The Blue Cash Everyday cashback program from American Express is straightforward and operates very practically. You earn a percentage back on your purchases.
The cashback rate varies depending on the purchase category:
- 3% cashback at supermarkets (up to $6,000 per year);
- 3% cashback at gas stations (no annual limit);
- 2% cashback at department stores and retail;
- 1% cashback on other purchases.
Additionally, cashback is limited in some categories. The $6,000 per year limit applies only to the 3% cashback at supermarkets.
After exceeding this amount, expenses in this category will yield only 1% cashback.
The accumulated cashback amount is credited to your monthly card statement and can be used to offset the total amount or just part of it.
Finally, unlike point programs that have expiration dates, Blue Cash Everyday’s cashback does not expire, as long as the card account is active.
Travel benefits
The Blue Cash Everyday card from American Express offers some travel-related benefits, although its primary focus is not on accumulating points for airfare or accommodation like some travel cards.
The card offers free travel insurance for you and your family, covering cases such as personal accidents, emergency medical assistance, flight delays or cancellations, and lost luggage.
Additionally, it has purchase protection: This coverage protects your purchases made with the card against theft or damage for a certain period. It can be useful for unforeseen events during the trip.
You also have access to offers and discounts. American Express frequently offers promotions and discounts for hotels, car rentals, and other travel-related expenses.
Purchase protection
The Blue Cash Everyday purchase protection from American Express is insurance that protects your purchases against theft or damage for 120 days from the purchase date.
To be eligible for coverage, you need to have made the purchase with the Blue Cash Everyday card. Here’s what Purchase Protection covers:
- Theft or accidental damage to products purchased with the card;
- Qualified theft (theft with violence or burglary);
- Damage caused by falls, breakage, liquid spills, among others;
- Electrical damage;
- Malfunction;
- Manufacturing defects.
Send and Split
The Send and Split feature of the Blue Cash Everyday from American Express is a feature that allows two functionalities: sending money and splitting purchases.
You can send money to other people with Venmo or PayPal accounts directly through the American Express app.
It’s an easy way to split bills with friends at the restaurant, pay for group gifts, or transfer money to family members.
Additionally, instead of paying the total bill with your card and charging your friends later, you can split the purchase directly in the American Express app.
Just select the transaction, choose the people to split the amount, and define how much each one should pay. They will receive a notification to accept and make the payment through Venmo or PayPal.
Plan It
The Plan It program of the Blue Cash Everyday from American Express is a financing option for purchases made with the card.
It allows you to split the value of purchases over $100 into fixed monthly installments, instead of paying everything at once on the statement.
Thus, the Blue Cash Everyday becomes more advantageous and ensures more functionalities for those who have it.
How do I apply for the credit card?
Applying for the Blue Cash Everyday is straightforward, and you can apply online directly from the American Express platform.
Check out our step-by-step guide and discover how to get your card:
- Access the Blue Cash Everyday card page.
- Read the information about the card.
- Go to “Apply Now”.
- Fill out the requested personal information.
- Fill out your contacts.
- Check the document and income details and complete the registration.
- Submit it to American Express.
Now, just wait for the credit review so that you can receive your card at home and enjoy all the benefits it has to offer you.
Liked knowing about this card? Access the link and get the Blue Cash Everyday now. And take the opportunity to see more cards on our website.