If you’re looking for an easy-to-approve credit card that will provide even more security with your limits, the Discover it Secured Credit Card is the right card for you. 

With significant advantages, you can enjoy it at all times. Read on for more information about the card.


So, what is a secured credit card?

A secured credit card is a credit card that requires a security deposit to be issued. The deposit amount is usually equal to the card’s credit limit but can be higher or lower. 

The security deposit serves as collateral for the lender in case the cardholder defaults on their payments. 

If the cardholder fails to pay their bill on time, the lender can use the deposit to cover the outstanding balance. Secured credit cards are a good option for people who:

  • Have no credit history or have a poor credit history.
  • Cannot obtain a traditional credit card.
  • Want to build their credit.


What are the benefits of the Discover it Secured Credit Card?

The Discover it Secured Credit Card offers several benefits for those who are building or rebuilding their credit:

  • Credit Bureau Reporting: Your card spending history is reported to the three major credit bureaus (Serasa, Boa Vista, and SPC), helping you build or improve your credit score over time.
  • No Initial Credit Check: To apply for the card, you don’t need to have an existing credit history or a high credit score. You only need a refundable security deposit starting from $200.
  • Automatic Credit Limit Increase: After 7 months of responsible card use, Discover may automatically increase your credit limit without requiring a new deposit.
  • 2% Cashback: You earn 2% cashback on gas station and restaurant purchases, up to $1,000 in combined spending per quarter. That means up to $20 cashback every quarter!
  • 1% Cashback: You earn 1% cashback on all other purchases, with no limit.
  • Rotating Quarterly Bonuses: Discover it Secured offers quarterly bonuses in different purchase categories, such as travel, entertainment, and online shopping. The current bonus is available on the Discover website.
  • No Annual Fee: The Discover it Secured card has no annual fee.
  • Fraud Protection: The card offers 24/7 fraud protection and purchase protection against theft or damage.
  • Free FICO® Score Access: You can track your FICO® score for free, which is used by many lenders when assessing credit.

Learn how to request yours!

One of the great conveniences of the Discover it Secured Credit Card is that you can quickly apply for it online and have guaranteed approval for your credit card.

In this way, making it feasible for you to use it in your daily life even if you don’t have good credit.

Want to know more about the Discover it Secured Credit Card and how to apply for yours? Press the button below now and get all the information you need.