what happens if your car is damaged while being towed

You’re driving along and suddenly you hear a loud bang. You pull over to the side of the road and get out to see what happened. Turns out, your tire blew out. You’re not too far from home, so you decide to call a tow truck to take your car the rest of the way. But what happens if your car is damaged while being towed? Is the tow truck company responsible? Are you covered by insurance? In this blog post, we’ll explore what happens if your car is damaged while being towed and how to avoid it.

When is your car covered while being towed?

If your car is being towed by a professional towing company, it should be covered by their insurance. However, if you are having your car towed by a friend or family member, their insurance may not cover your car. You should check with your own insurance company to see if they cover cars being towed.

What if your car is damaged while being towed?

If your car is damaged while being towed, you may be entitled to compensation from the towing company. The amount of compensation you receive will depend on the extent of the damage and whether it was caused by negligence on the part of the towing company. If you have comprehensive insurance, you may also be able to make a claim on your policy.

Who is responsible for the damage?

The towing company is responsible for any damage that occurs to your car while it is being towed. This includes damage caused by the tow truck itself, as well as any damage that may occur while your car is being stored at the towing company’s facility. If you believe that your car has been damaged while being towed, you should contact the towing company immediately and request an inspection. The towing company will then be responsible for repairing any damage that is found.

How to file a claim

If your car is damaged while being towed, you may be able to file a claim with the towing company. In order to do so, you will need to gather evidence of the damage and contact the towing company as soon as possible.

The first step is to take pictures of the damage. Be sure to get close-ups and wide shots that show the full extent of the damage. If there are any witnesses, get their contact information as well.

Once you have gathered all the evidence, you need to contact the towing company. You will likely need to provide them with your insurance information and a police report, if one was filed. The towing company will then investigate the claim and determine if they are liable for the damages.

If you are successful in filing a claim, the towing company will likely reimburse you for repairs or replace your vehicle if it is totaled. If your claim is denied, you may still be able to file a lawsuit against the company. However, this can be a lengthy and costly process.

Conclusion

If your car is damaged while it is being towed, you may be able to file a claim with the tow truck company’s insurance. However, if the damage is severe, you may need to file a claim with your own insurance company. In either case, it is important to take photos of the damage and get a police report so that you have documentation of what happened.