If your financial goal is to have a credit card that assists in building your credit, offering more advantages and convenience, as well as ensuring quick approval, then the Petal 2 Visa is the right card for you. 

With security, fast approval, and exclusive benefits, the Petal 2 Visa is the perfect card for those seeking convenience. So, in this article, we’ll provide more details about it and even show you how to get yours. 


Follow along and discover everything about your potential new credit card.



What are the advantages of having a Petal 2 Visa Credit Card?

As mentioned, the Petal 2 Visa is designed to provide you with more advantages in your daily use. This ensures better credit conditions and more convenience when making purchases. Here’s what this card will bring in terms of exclusive benefits:

No fees

The Petal 2 Visa is a fee-free credit card, with no annual fees, late fees, foreign transaction fees, or any other fees. 

This means you won’t have to pay anything beyond the purchase amount when using the card. 

This is a significant advantage for those building credit, as fees can represent a significant burden on your budget. 

Furthermore, fees can negatively impact your credit score, making it harder to be approved for other credit cards or loans.

Cash back

The Petal 2 Visa offers 2% cash back on all purchases, with 1% when you make the purchase and 1% when you pay the bill. 

This means you can earn money with all your purchases, even if they are small. Cashback is an excellent way to save money and increase your wealth. 

You can use the cashback to pay your bills, buy things you need or want, or even invest. In other words, every purchase you make will ensure money back in your account to use as you wish. It’s advantageous and provides better conditions for you as a customer.

Bonus cash

When you apply for the Petal 2 Visa, the opportunity to receive up to $200 in bonus cash presents itself. 

To achieve this benefit, you need to make a minimum of $500 in purchases within the first three months after card approval. 

This attractive offer serves as excellent motivation for those seeking a credit card with tangible advantages. 

The bonus cash not only provides financial flexibility for bill payments but also allows for specific needs or desires to be fulfilled, as well as offering an investment opportunity. 

This offer makes the Petal 2 Visa a advantageous choice for those looking to maximize the benefits associated with their credit card.

Simplified credit history

Petal uses a simplified credit evaluation system called Cash Score. This indicator is calculated based on various elements, such as payment history, credit utilization, and other relevant credit history information. 

The Cash Score provides an intuitive approach to understanding how your creditworthiness is being assessed. 

Besides offering a clear view of your credit status, this system also serves as an effective tool to accelerate the improvement of your credit history. 

By providing an accessible and transparent metric, the Cash Score not only simplifies credit evaluation but also facilitates the implementation of strategies to enhance it more efficiently.

Learn more about the Leap program

Through the Petal 2 Visa card’s Leap program, you have the opportunity to receive a credit limit increase in just 6 months by making timely payments that meet the established criteria. 

In other words, while you use your credit card, make your purchases, and keep your payments on time, the bank is assessing your credit so that you can have a real increase in your limit. 

This allows you to have a higher credit limit in just 6 months. You should consider your income and credit history for this limit to be applied, ensuring more benefits for you. 

For those in need of credit that is built over time, this is an excellent option and will provide more advantages.

How do I apply for the Petal 2 Visa Credit Card?

Here’s how simple it is to apply for your Petal 2 Visa card and secure all the benefits it has to offer:

  • Access the Petal 2 Visa website here.
  • Click on “Apply.”
  • Provide the requested information, including your name, address, date of birth, phone number, and employment information.
  • Provide information about your credit history. If you don’t have a credit history, you can provide information about your income, savings accounts, and student loans.
  • Read and accept the terms and conditions.
  • Click on “Submit.”

If you don’t have a credit history, you can still be approved for the Petal 2 Visa. Petal uses a system called Cash Score to evaluate your eligibility, based on your payment history, credit utilization, and other information. 

To establish a Cash Score, you’ll need to provide information about your income, savings accounts, and student loans. 

You’ll also need to make a purchase of $500 or more with a Petal or another company’s credit card. 

This makes the Petal 2 Visa an easy approval card that brings more benefits to you. Liked what you’ve learned? Request yours now through the website.


Want to explore other credit cards? Check them out on our website!

Useful information

This content was produced in January 2024. In case of updates or changes to services and conditions, please contact the responsible bank.

Contact methods:

Contact Petal at 1-855-697-3825