For students, especially young ones, having a credit card is essential, but it’s not always accessible due to a lack of established credit or the difficulty of getting approved. That’s why the Discover it Student Cash Back credit card has arrived in the market.

The purpose of the card is to bring even more convenience to students who want to make the most of their credit, ensuring better shopping conditions and limits tailored to each profile. 


In this article, find more information about the card and how to get yours. 



What are the benefits of Discover it Student Cash Back?

When it comes to a card designed for students, it’s expected to have unique benefits that can help with shopping and provide credit usage options.

The Discover it Student Cash Back stands out as a highly competitive credit card option for students. 

Its benefits package, which includes no annual fee, 5% cashback on rotating categories, reimbursement in case of loss or theft, and strategic partnerships with stores, makes it an attractive choice. 

Here are more details about the advantages of Discover it Student Cash Back:

No annual fee

The Discover it Student Cash Back stands out for its lack of an annual fee, providing users with the advantage of not having to pay monthly or yearly costs for the privilege of using the card. 

This feature not only simplifies your finances but also represents significant long-term savings, especially for frequent card users.

5% cashback

Enjoy a generous 5% cashback benefit with the Discover it Student Cash Back on purchases made in rotating categories, such as restaurants, supermarkets, gas stations, and pharmacies. 

This bonus applies up to a quarterly limit, giving users the opportunity to maximize their earnings. 

It’s important to note that cashback categories change every quarter, and you need to activate them to enjoy the bonus. 

This flexibility offers a dynamic and adaptable experience tailored to individual preferences and needs.


In case of loss or theft of your card, Discover provides full reimbursement of up to $0.00 for each purchase made before reporting the incident. 

This security measure helps recover any lost funds in fraud situations, offering peace of mind to cardholders.

In other words, if there are issues, you won’t lose your money. 

Store partnerships

Discover it Student Cash Back establishes strategic partnerships with various stores, giving cardholders the opportunity to enjoy exclusive discounts and additional benefits. 

This collaboration results in advantages such as extra points or cashback on purchases made at partner establishments, expanding savings and rewards possibilities.


Why choose a student credit card?

There are several reasons why students may want to choose a student credit card. The main advantages include:

  • Credit building: Student credit cards are a great way for students to start building their credit history. When you use a credit card responsibly, paying your balance in full every month, you are showing creditors that you are a responsible borrower. This can help you get better interest rates and loan terms in the future.
  • Benefits: Many student credit cards offer rewards, such as cashback, points, or airline miles. These rewards can help you save money on purchases or travel.
  • Convenience: Credit cards are a convenient way to pay for purchases. You don’t need to carry cash or checks with you, and you can use your card wherever credit cards are accepted.

Furthermore, cards like Discover it Student CashBack don’t charge annual fees and fees, making them excellent credit options. 


How to apply for Discover it Student Cash Back?

To apply for the Discover it Student Cash Back, you can follow these steps:

  • Access the Discover website.
  • On the homepage, click on “Credit Cards” in the main menu and select “Student Credit Cards.”
  • On the student credit cards page, click on “Discover it Student Cash Back.”
  • Before clicking on “Apply Now,” carefully read the card’s terms and conditions. Make sure you understand the fees and interest rates, as well as the eligibility requirements.
  • In the application form, you will need to provide some personal information, such as your name, address, date of birth, and Social Security number. You will also need to provide information about your income and employment.
  • After submitting the application form, Discover will verify your eligibility for the card. You will receive a decision notification within a few days.
  • If you are approved, Discover will send your card by mail. Upon receiving the card, you will need to activate it online or by phone. You can also download the Discover mobile app to manage your account.

There you have it. Now you will wait for the approval of your Discover it Student Cash Back Credit Card and enjoy the benefits. 


Apply for yours through the link and take the opportunity to see more tips on our page.

Useful information

This content was produced in January 2024. In case of updates or changes to services and conditions, please contact the responsible bank.

Contact methods:

Call Discover at 1-800-347-2683 (English/Español)